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Cost of Bariatric Surgery and Financing 101

Cost of Bariatric Surgery and Financing 101

Bariatric surgery can be a life-changing procedure for anyone struggling with obesity. This intervention helps shed pounds and resolve or improve related health issues such as diabetes or heart disease. However, the cost of this procedure can be a hurdle. 

NuSelf Bariatrics in Austin and Cedar Park, Texas, is a go-to for many aspiring to transform their lives through bariatric surgery. Dr. Sashidhar Ganta and his team provide state-of-the-art facilities and personalized care plans, ensuring successful surgeries and long-term weight maintenance.

Here, we explore the expenses for bariatric surgery and discuss financing options. 

Understanding the costs

Depending on several factors, the cost of bariatric surgery can vary. These factors include the type of surgery (such as gastric bypass, gastric sleeve, or lap band), geographical location, and your surgeon's experience. 

On average, prices range from $15,000 to $25,000. However, this is a ballpark figure, and actual costs may vary.

Hospital stay and medication

Depending on the complexity of your surgery and your health, hospital stays can range from one to several days, which adds to the cost. Medications, pre, and post-surgery, are an additional expense.

Follow-up and aftercare

Aftercare is essential for recovery and long-term success, which includes follow-up appointments, nutritional counseling, and possibly support groups. Some of these services may get bundled into the cost of your surgery or billed separately.

Financing your procedure

There are several options to finance your surgery. Some of the most common include:

Health insurance

The first step in financing your bariatric surgery is to check with your health insurance. Some insurers cover the cost of bariatric surgery if it's deemed medically necessary. Read the fine print and ask your insurance provider about the specifics.

Payment plans

If insurance doesn't cover the cost of your surgery, don't fret. Many healthcare providers, including NuSelf Bariatrics, offer payment plans. This option allows you to pay for the surgery in installments, making it more manageable.

Medical loans

Medical loans are another option. These are personal loans designed specifically for healthcare expenses. They might be a good choice if you want to avoid tying up your credit card or need a longer repayment term than a payment plan offers.

Health savings account (HSA) or flexible spending account (FSA)

If you have an HSA or FSA, you can use these funds to pay for your bariatric surgery. Both accounts allow you to set aside pre-tax income for medical expenses. It's a smart way to save and pay for your surgery.

Having an understanding of the total cost of your surgery and being financially prepared will allow you to focus on what's most important – your health. 

Bariatric surgery is an investment in your health and well-being. While the cost can be daunting, there are multiple avenues for financing. Whether through insurance, payment plans, or loans, finding a solution that works for you is possible. 

Are you looking for more information on financing your bariatric surgery? Contact us at NuSelf Bariatrics today by calling one of our offices or using our online booking feature. 

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